Start talking to the IRS as early in the process as possible. They were, on the whole, pleasant to talk to and helpful in letting me know what options I had available.

Tiffany G.

While it is true that we probably ultimately received only pennies on the dollar, we did get a settlement...But most importantly, we learned a lesson...what's important is to be at peace with yourself.

Mike M.

A sense of humor is a must-have throughout the process. How else would I have gotten through the many times that I was called to an immigration office for an appointment only to find that a hundred other people were given the same appointment time?

Melissa S.

The biggest piece of advice I would give to someone facing a similar situation is to do what you can to communicate with your creditors. In some cases credit companies will work with you if they see you making an effort.

Heather C.

My circulation was being affected, and that finding, along with my pain, made the procedure medically necessary for me. The good news was that my insurance would therefore cover the treatment.

Bethany B.

There's nothing worse than the feeling of being alone. That's why rehab is so important. Once you get there, you realize you're not the only one fighting the battle against addiction.

Whitney W.

I'd completely forgotten about [our renters insurance], other than the occasional grumbling under my breath about spending $20 a month on it while we were on welfare. I've never been so happy to say I was wrong about something in my life!

Cathleen V.

You really get what you pay for with a good hospice, so skimp on price only if you have to.

Stephanie L.

Calling hospice is one of those things that means you need to acknowledge that your family member is on his or her deathbed, and if you still have hope for the person to be well, then it can make that decision harder.

Catrina D.

To manage your rental property you have to know how to fix things, and I am not handy at all. I flooded my kitchen and living room the one time I tried to fix my dishwasher.

Brian R.

I’m not sure I’d carry my dress and hat through two different airports again just to have model-perfect photos. The words are more important... so discuss with your partner the points that are essential to your relationship.

Lisa W.

What I believe matters the most is the choices couples make regarding bridesmaids and groomsmen...The right bridesmaids can make all the difference between a stressful wedding day and a calm one.

Industry Insider Melissa N.

[Consider] the experience of the care provider...as well as the individual who is actually rendering the care. Try to meet the person who will be rendering the care to make sure it's someone you like and can trust. Trust your intuition on this one.

Mike M.

In the future, I would call in at least two home remodeling companies...before even thinking about making a claim against the homeowner's insurance.

Katie S.

[One thing] I found useful was to follow up on every transaction with the insurance company. I'd call after faxing or e-mailing paperwork to ensure that the proper person received it.

April F.

As loved ones age, families try until they are spent to do all they can to meet the family member's needs...Early on, [seniors] should have the opportunity to live in a community of people who are their peers.

Industry Insider Judson V.

Give them time to bond with their new housemates and caregivers. Don't take them out every day. Instead bring food, [and] sit down to dinner with everyone.

Susette H.

If the seller can afford major repairs, then they should complete them; it can only enhance the value of the home. The average buyer is not looking to sink a ton of money into a home right off the bat.

Industry Insider Amy D.

Some credit reporting agencies offer an option to place a security freeze on your consumer account. This prevents any applications or inquiries from going through without your direct permission.

Ana P.

You should always involve your loved ones in the process, even if you think they might not remember...You need to make sure [the nursing home] is a good fit, and the best way to do that is to get them involved.

Jill J.